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Travel insurance for your dive holiday

If something goes wrong on your dive holiday – a medical issue, a missed connection, lost bags or a dive incident – you want to know you’re covered. Getting sick or injured overseas can be extremely expensive, and many dive operators (especially liveaboards) require travel insurance before you board. If you can’t afford the insurance, you really can’t afford the trip.

Travel insurance usually starts covering you from the moment the policy is issued, protecting both you and the payments you’ve made towards your trip.

Insurance options for divers

We recommend choosing a policy that covers:

  • Overseas medical expenses and emergency evacuation

  • Scuba diving (including any depth or certification limits)

  • Trip cancellation and delays

  • Lost, stolen or delayed luggage

Below are two options commonly used by our divers.

NIB travel insurance

NIB offers travel insurance that can cover medical expenses, cancellations, delays and more, so a minor mishap doesn’t turn into a major problem when you’re a long way from home.

With NIB and Allways Dive Expeditions:

  • We can arrange a free NIB quote tailored to your trip

  • Your policy is issued directly by NIB

  • You deal with NIB for any claims or policy changes

  • If you purchase NIB insurance through us, we can assist with general claim support (e.g. claim letters, confirmation of payments and travel arrangements)

DAN – Divers Alert Network

DAN specializes in cover for diving-related incidents and has been supporting divers worldwide for more than 30 years.

DAN provides:

  • DAN Membership – worldwide emergency evacuation cover

  • DAN Dive Injury Insurance – cover for treatment costs associated with a covered diving incident

DAN policies must be arranged directly with DAN. Please read the DAN Dive Injury Insurance Product Disclosure Statement before you purchase to make sure the cover suits your needs.

Using your own or credit card insurance

You are welcome to organize your own insurance or rely on eligible credit card cover, provided it meets the requirements of your airline, resort or liveaboard.

Allways Dive Expeditions can provide general claim letters (e.g. payment confirmations, itineraries). For assistance beyond general claim letters with policies not arranged through us, we reserve the right to charge an administration fee for helping with insurance claims.

Before you travel

  • Arrange your insurance as soon as you pay your deposit, so you’re covered if you need to cancel before departure

  • Check that your policy explicitly covers scuba diving and any planned activities

  • Some liveaboards and resorts will require proof of insurance; if this applies to your booking, we’ll let you know during the quoting and confirmation process

This information is of a general nature only and does not take into account your personal objectives, financial situation or needs. Please read the relevant Product Disclosure Statement (PDS) and consider whether the product is right for you before making a decision.

For policies purchased before 1 September 2026

Allways Dive Pty Ltd ABN 37680959755 is a distributor of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and receives a commission for nib products purchased through Allways Dive Pty Ltd. Allways Dive Pty Ltd cannot give advice about nib products, and any factual information provided is not intended to imply a recommendation or opinion about nib products. Before you buy, please read the Product Disclaimer Statement, Financial Services Guide and Target Market Determination available from us. If you have a complaint about a nib product, see the Product Disclosure Statement for the complaints process. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

For policies purchased on or after 1 September 2026

Allways Dive Pty Ltd ABN 37680959755 is a distributor on behalf of AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, trading as Allianz Global Assistance (AGA). nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 acts as a third party administrator on behalf of AGA, managing claims, complaints, enquiries and sales. Terms, conditions, exclusions, limits and applicable sub-limits apply. This is general advice only. Before you buy, you should consider whether the product is appropriate for you, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193, AFSL 523921.